There is no doubt we are currently going through lots of changes. These changes are happening around us and to us. So why is it that so many of us seem to dislike change? After all, most good things that come our way are a result of change. It is probably not so much we do not like change; it is more we do not like when it impacts us personally. So in this newsletter I thought I would outline some of the changes coming our way, the challenges they present and the opportunities they create for all of us (Change. Challenge. Opportunity).